🏡 Welcome to Mortgage Calculator 

Smarter Mortgage Tools. Global Access. Real Answers.

Need a Mortgage calculator? Whether you’re buying your first home, planning to refinance, or just curious, our fast and free calculators make it easy.

Our free online mortgage calculator helps you instantly estimate your monthly payments, total loan costs, and interest — no math required.

Just enter your home price, down payment, loan term, and interest rate — and let the calculator do the rest. In seconds, you’ll see:

  • 🔢 Your estimated monthly mortgage payment
  • 📊 A visual loan balance and interest chart
  • 🧾 A full amortization schedule (monthly or annual)
  • 📅 Your expected mortgage payoff date
Home Price
$
Down Payment
Loan Term
Interest Rate
%
Start Date

Explore Other Mortgage Calculators Instead?

Like: Amortization Schedule Calculators, Down payment, Refinance, DTI, Rent, Affordability calculators, etc.

Other Home Loan Calculators

Need a Mortgage Calculator for Your Country Instead?

Mortgage Calculators for Specific Countries

💡 What Is a Mortgage Calculator?

A mortgage calculator is a powerful tool that helps you understand how much your home loan will cost over time. It breaks down your loan into:

  • 🔹 Principal & interest payments
  • 🔹 Total interest over the life of the loan
  • 🔹 Payment timelines and payoff tracking

It’s the easiest way to plan your home purchase or refinancing decision — especially when comparing different loan amounts, rates, or terms.

🌍 Need More Options?

We also offer:

  • Advanced Calculators – See full breakdowns and flexible options
  • Refinance Tools – Compare new rates vs. your current loan
  • Affordability Calculators – Know how much house you can really afford
  • Country-Specific Calculators – Built for users in South Africa, India, USA, and more

Try the calculator above now — and plan your home loan with confidence.
📈 Clear insights. 💰 Smarter decisions. 🏠 Your mortgage, simplified.

✨ Start With One of Our Top Tools:

💰 Basic Calculator

Calculate your monthly payments with taxes, insurance & more.

🌍 Country-Specific Calculators

🇺🇸 USA | 🇿🇦 South Africa | 🇬🇧 UK | 🇨🇦 Canada | 🇦🇺 Australia — and more!

🔁 Refinance Calculator

See if switching your loan can save you big money.

📉 Affordability Calculator

Find out how much house you can afford based on your income.

📊 Amortization Schedule

Get a full month-by-month payment breakdown with charts.

⚡ Why Use MortgageCalculator24?

  • ✅ Fast & free
  • 🌐 Works worldwide
  • 📱 Mobile-optimized
  • 📆 Updated for 2025
  • 🔒 No personal info required